What is Universal USD (USDU)?
Universal USD (USDU) is a fiat-referenced token pegged 1:1 to the US Dollar. It is issued by Universal Digital Intl Limited, a financial entity based in Abu Dhabi Global Market. USDU is designed to provide a compliant, institutional-grade USD-denominated settlement layer for digital assets and virtual asset derivatives within regulated financial frameworks. USDU is aligned with the UAE’s broader ambition to become a leading global hub for digital assets, financial innovation, and regulated digital asset infrastructure.
How does Universal USD work?
By operating within the ADGM/FSRA, and Central Bank of the UAE regulatory frameworks, USDU supports the development of onshore stablecoin settlement infrastructure for institutional virtual asset activity, treasury movement, and tokenized financial markets. Key features and mechanics 1:1 asset backing: Each USDU token is backed 1:1 by liquid US dollar reserves. These assets are held in safeguarded accounts with regulated commercial banks, including Emirates NBD and Mashreq.
What is Universal USD used for?
Regulatory compliance: The issuing entity is regulated by the Financial Services Regulatory Authority in ADGM and registered with the Central Bank of the UAE as a Foreign Payment Token Issuer under the Payment Token Services Regulation. Auditing and transparency: USDU undergoes monthly independent reserve attestations conducted by an international accounting firm, alongside third-party smart contract audits. Target audience and use cases: USDU is structured primarily for professional clients and institutional market participants.
Where can you buy Universal USD?
Universal USD (USDU) is traded on a wide range of centralized and decentralized exchanges. The most liquid markets for USDU sit on tier-1 venues - the sort of exchanges where institutional desks and professional market makers rebalance continuously - which is what keeps the spread tight and the last price tied closely to fair value.
You can open the Markets section above to see the live list of exchanges quoting USDU, sorted by 24-hour volume. Each row links to the venue's trade page so you can go directly from research to execution without copying the ticker around by hand.
What is the daily trading volume of Universal USD (USDU)?
The reported 24-hour trading volume of Universal USD is $20.90. Volume is a live reading of how much USDU changed hands across all tracked exchanges in the past day and tends to rise during periods of price discovery and fall during consolidation.
For traders, the ratio between volume and market cap is often more informative than either number on its own: a high vol-to-mcap ratio indicates liquid, actively traded supply, while a low ratio suggests that most holders are sitting on the asset.
What is the highest and lowest price for Universal USD (USDU)?
Universal USD reached an all-time high of $1.00 on June 20, 2026, and an all-time low of $1.0000 on June 11, 2026. It is currently trading -0.00% from its peak and +0.00% from its bottom.
The distance from ATH is a useful gauge of recovery potential during a bear market and of stretched positioning during a bull market. Combined with the all-time-low figure it provides a quick statistical frame for thinking about where USDU sits in its long-run price range.
What is the market cap of Universal USD (USDU)?
Universal USD's market capitalization is currently $25.65M, and it is ranked #690 by market cap on Cryptopricing. Market cap is calculated as the current price multiplied by the circulating supply (25.65 million USDU are actively circulating today).
Market cap is a common but imperfect measure. It reflects the theoretical value of every circulating token at the current market price, but it doesn't capture how thin the top of the order book might be - an important caveat for tokens with low floats or illiquid cap tables.
What is the fully diluted valuation of Universal USD (USDU)?
The fully diluted valuation (FDV) of Universal USD is $25.65M. FDV is a projection of what the market cap would be if every token that will ever exist - including those that have not yet been unlocked, mined or issued - were in circulation at the current price.
FDV is a useful second reading alongside market cap. A large gap between mcap and FDV signals that future token emissions could dilute current holders, while a small gap indicates that supply is already mostly out.
How does the price performance of Universal USD compare against its peers?
Over the past 24 hours, Universal USD has moved -. Over the past seven days, the change is +0.00%. Comparing these figures to the global crypto market cap change (shown in the ticker at the top of this page) tells you whether USDU is leading, lagging or tracking the broader market.
For deeper analysis, the categories strip on the home page groups coins by theme - Layer 1, Meme, DePIN, AI, RWA and so on - and lets you compare Universal USD against its closest peers. The category detail pages surface the underlying coins and their seven-day sparklines in a single view.
How to store Universal USD?
Like any crypto asset, the right way to store USDU depends on how often you plan to use it. Long-term holders typically self-custody using a hardware wallet such as Ledger or Trezor, which keeps private keys offline and immune to most remote attacks.
For active traders, a reputable custodial exchange wallet can be appropriate, especially one with clear proof-of-reserves attestations. Whatever approach you choose, the most important rule is to keep your recovery phrase offline, never share it, and never enter it into a web form or attached to a DM - no legitimate support agent will ever ask for it.
